AMFI-registered Mutual Fund Distributor, ARN - 33947
vijay.s.kalra@gmail.com
+91 9980155906
AMFI-registered Mutual Fund Distributor, ARN - 33947
We offer our clients access to carefully selected Corporate Fixed Deposits (FDs) issued by reputed companies and financial institutions, including issuers with strong credit ratings such as AAA-rated companies.
Corporate Fixed Deposits can be an attractive option for investors looking for predictable returns, defined investment tenures and regular interest income, while diversifying their fixed-income portfolio beyond traditional bank deposits.
Our role is to help you identify suitable opportunities based on your investment objective, tenure, liquidity requirements and risk profile, and to provide end-to-end support throughout the investment journey.
| Institution | Rating |
|---|---|
| Mahindra & Mahindra Financial Services | CRISL FAAA |
| Shriram Finance Ltd | FAA+, ICRA MAA+ |
| Bajaj Finance Ltd | Crisil FAAA |
| PNB Housing Finance Ltd | CRISIL FAAA |
| Prism Cement | IND tA |
| LIC Housing Finance Ltd | CRISAL FAAA |
Corporate FDs are fixed-income instruments where investors deposit money with an eligible company or financial institution for a predetermined period at a specified rate of interest.
Depending on the issuer and scheme, investors may have options relating to:
Credit rating is an important factor when evaluating a Corporate FD, but a high rating does not eliminate investment risk. Corporate deposits are subject to the terms and conditions of the issuer and the applicable regulatory framework. Investors should review the offer document, credit rating, financial position of the issuer and other relevant risks before investing.
We go beyond simply facilitating your investment. Our objective is to provide a convenient and transparent experience from selection to maturity.
We help identify Corporate FD opportunities from reputed issuers and shortlist products based on factors such as credit rating, tenure, interest rate and investor suitability.
We help clients understand the significance of credit ratings and distinguish between different levels of credit quality while evaluating available Corporate FD options.
We understand your investment objectives, preferred tenure, income requirements and liquidity needs to help you evaluate suitable alternatives.
Our relationship team remains available to assist with servicing queries and other requirements during the investment tenure.
We provide support with the documentation and application process to make investing in Corporate FDs simple and convenient.
From application to completion of the investment process, our team assists with the necessary procedural requirements.
We help monitor upcoming maturities and keep you informed so that you can make timely decisions regarding renewal, reinvestment or redemption, as applicable.
We assist clients with queries relating to interest payments, maturity proceeds and other servicing requirements.
We can periodically review your Corporate FD holdings and help you assess the overall issuer, tenure and credit-quality diversification of your fixed-income portfolio.
We assist you in comparing available Corporate FDs on parameters such as:
We believe that investing in fixed-income products should be supported by informed decision-making and responsive service. Our focus is to bring together quality product selection, transparent information and personalised client service to help you make informed investment decisions.
Get in touch with us to explore the Corporate Fixed Deposit opportunities currently available.
Corporate Fixed Deposits are subject to issuer-specific risks, including credit/default risk and liquidity risk. Credit ratings are opinions of the rating agencies and are subject to change. A higher credit rating does not guarantee repayment or eliminate all risks. Corporate FDs are not equivalent to bank fixed deposits and may not enjoy the same deposit-insurance protection as eligible bank deposits. Investors should read the relevant offer document and terms carefully and assess suitability before investing. The information provided above is for general awareness and should not be construed as investment advice or a guarantee of returns.
